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Coverages:
Building Cov. $
Contents $
Liability Cov. $
Deductible $ ($250, $500, $1,000, etc.)
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About Landlord's Insurance:
Owners of homes that are leased to a tenant require a special kind of dwelling insurance policy. These are commonly called "Landlord's home insurance" or a "dwelling policy". In Texas there are standardized levels of dwelling coverage. The packages are TDP1, TDP2, TDP3. Levels 2 and 3 have more coverage than a TDP1 package.
Personal property is usually NOT covered as standard for a dwelling policy but MAY be added at additional cost. The tenant can purchase a renters policy separately to cover their property. A landlord's policy will often cost less than a standard homeowners policy, because less is covered.
